Choosing the Right Company
Not all life insurance companies are created equal. For the Rockefeller Method to work, you need a company that prioritizes policyholders, not stockholders.
Essential Criteria
What Makes a Company Rockefeller-Ready
We only recommend companies that meet all four essential criteria
- Mutual Company Structure
- The company must be owned by policyholders, not stockholders, ensuring decisions are made in your best interest.
- A++ Rating
- Only companies with the highest financial strength ratings provide the security needed for generational planning.
- Dividend History
- Consistent dividend payments for at least 100 years demonstrate stability through all economic conditions.
- Policy Flexibility
- The ability to design policies for maximum cash value accumulation, not maximum commission.
Our Company Selection Standards
We only work with companies that meet these stringent requirements
Century-Old Mutual Companies
Over 100 Years of Stability
- •Proven track record through multiple economic cycles
- •Weathered every major financial crisis
- •Consistent dividend payments for over a century
A-Rated Companies Only
Superior Financial Strength
- •A-ratings from all major rating agencies
- •Strong capital reserves and surplus
- •Conservative investment strategies
Policyholder-Owned Structure
Your Interests Come First
- •No stockholders means no conflicting interests
- •Profits returned to policyholders as dividends
- •Board elected by policyholders
Top Participating Companies
Maximum Cash Value Growth
- •Strong dividend performance history
- •Policies designed for cash accumulation
- •Flexible premium and loan options
Important Considerations
The specific company and product that's best for you depends on several factors:
- Your age and health status
- Your state of residence
- Your specific financial goals
- The amount of coverage needed
- Your cash flow situation
This is why working with a Rockefeller Method advisor is crucial. They can help you navigate these factors and design a policy with the right company for your unique situation.
Ready to Choose Your Company?
Our certified advisors will help you select the right company and design a policy that maximizes your cash value growth.